Privacy Policy - Insured Life

UK’s Leading Life Insurance Partner

Protected Over 10,000 People in 2020

4.9/5 From 1,685 Reviews

How it works
What We Cover

Insured Life is the trading name of PBS & Co (UK) Limited who are authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation under the firm license number: 732728. Insured-Life.co.uk is an insurance brokerage firm which provides both life and health insurance cover. PBS & Co Limited is registered in England and Wales (Company No. 09868404).

¹ The Amount Free Life Insurance is based on a 45 year old, male non-smoker for £300,000 level life cover, guaranteed premiums over 25 years – correct as of 08/09/2020 with Royal London

² Monthly spending figures are sourced from the 2018/19 Living Costs and Food Survey from the Office of National Statistics (ONS) found at https://www.ons.gov.uk/peoplepopulationandcommunity/personalandhouseholdfinances/expenditure/datasets/livingcostsandfoodsurveytechnicalreportdatatables.

*(based on monthly spend of £753 and 6% cashback)

FitBit Refresh – Free

To qualify for a Fitbit Inspire (or equivalent Fitbit fitness tracker) then you must take out a life insurance product that has minimum monthly premium of £20. The Fitbit Inspire will be dispatched to your home address (that we have on record) after the 3^rd monthly premium has been paid and we will check that your policy is currently in force at the time of dispatch. Any amendments to your policy prior to the third payment may invalidate your eligibility. For policies that have a lower monthly premium we reserve the right to supply an alternative fitness tracker with similar functionality to the Fitbit inspire, again this will be dispatched as per the Fitbit. No cash alternative available. Offer can only be claimed once per policy.

MetLife policies are eligible but must include a minimum of 5 units of cover.

Hello Fresh Refresh – Free 2 months

We will pay for your first 2 months of HelloFresh subscription (up to a total value of £100) you simply sign up to HelloFresh using the link that we will send you and once you have paid your 3rd monthly insurance premium we will credit your account with the value of your first 2 orders. Any amendments to your policy prior to the third payment may invalidate your eligibility. The minimum monthly premium required to qualify for the £100 HelloFresh credit is £40, if your premium is less than £40 then a pro-rata reduction will be applied to your HelloFresh credit accordingly (a £10 month premium will typically get a £25 HelloFresh Credit). No cash alternative available. Offer can only be claimed once per policy.

MetLife policies are eligible however a pro-rata reduction in HelloFresh credit will be applied depending on the number of units purchased.

From £5 Life Insurance comparison offers – include HSBC

No Ts&Cs necessary

Netflix / Disney or HBO Max – Free 12 month subscription

To qualify for a Netflix/Disney+ 12 month subscription then you must take out a life insurance product that has minimum monthly premium of £30. Subscription provided will be Netflix Basic for one device at a value of £5.99/month. Disney+ provided will be basic subscription for one device at £5.99/month. No cash alternative available. Any amendments to your policy during the first 12 months may invalidate your eligibility. Offer can only be claimed once per policy.

MetLife policies are not eligible

Apple Watch – Series 6. 25% discount up to £100

To qualify for a Series 6 Apple Watch then you must take out a life insurance product that has minimum monthly premium of £40. Discount is supplied in the form of cashback within ten working days of your third premium payment being made to the insurer. If your insurance premium is less £40/month then a pro-rata adjustment will be applied to the cashback amount. Any amendments to your policy prior to the third payment may invalidate your eligibility. No cash alternative available. Proof of purchase required. Offer can only be claimed once per policy.

Metlife policies are not eligible.

Apple Watch – Series 3. Up to £100 off

To qualify for full £100 discount then you must take out a life insurance product that has a minimum monthly premium of £40. Discount is supplied in the form of cashback within ten working days of your third premium payment being made to the insurer. If your insurance premium is less than £40/month then a pro-rata adjustment will be applied to the cashback amount. Any amendments to your policy prior to the third payment may invalidate your eligibility. No cash alternative available. Proof of purchase required. Offer can only be claimed once per policy.

Metlife policies are not eligible.

Garmin Forerunner Watch – Up to £60 off

To qualify for full £60 discount then you must take out a life insurance product that has a minimum monthly premium of £25. Discount is supplied in the form of cashback within ten working days of your third premium payment being made to the insurer. If your insurance premium is less than £25/month then a pro-rata adjustment will be applied to the cashback amount. Any amendments to your policy prior to the third payment may invalidate your eligibility. No cash alternative available. Proof of purchase required. Offer can only be claimed once per policy.

Metlife policies are not eligible.

Garmin Fenix Watch – Up to £100 off

To qualify for full £100 discount then you must take out a life insurance product that has a minimum monthly premium of £40. Discount is supplied in the form of cashback within ten working days of your third premium payment being made to the insurer. If your insurance premium is less than £40/month then a pro-rata adjustment will be applied to the cashback amount. Any amendments to your policy prior to the third payment may invalidate your eligibility. No cash alternative available. Proof of purchase required. Offer can only be claimed once per policy.

Metlife policies are not eligible.

Terms & Conditions

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